Learn more about SFGI Direct and our online savings account.

About SFGI Direct

SFGI Direct is an online division of Summit Community Bank where you can bank safely and easily with competitive rates on a savings account.
Summit Financial Group, Inc., the owner of Summit Community Bank, is a financial holding company which provides community banking and insurance services. Summit’s community banking operations consist of 41 banking offices located in the Eastern Panhandle, Southern, and North-Central regions of West Virginia and the Northern, Shenandoah Valley and Southwestern regions of Virginia.
At SFGI Direct, a division of Summit Community Bank, we are committed to offering efficient banking products with personal customer service. Our tradition of old fashioned service with regular investments in technology yields a unique combination of high quality service standards and high-tech capabilities.
Customers who bank with SFGI Direct, a division of Summit Community Bank can feel safe knowing their accounts are covered by FDIC Insurance up to applicable limits. SFGI Direct, a division of Summit Community Bank and Summit Community Bank are the same Federal Deposit Insurance Corporation (FDIC) Insured institution. Deposits held under each trade name of Summit Community Bank or SFGI Direct, a division of Summit Community Bank are not separately insured but are combined to determine whether a deposit exceeded the applicable FDIC insurance limit.
If you have questions or comments, please email us at or call 877-776-9722. You can reach a customer service representative Monday - Friday from 8:00am - 6:00pm and on Saturday from 8:00am - 2:00pm Eastern Standard time. We look forward to serving you.
*Annual Percentage Yield (APY) may change after the account is opened. The APY and interest rate is accurate as of 10/22/2021. The minimum balance to open the account is $500. Minimum balance to earn interest $1. Fees may reduce earnings. The interest Rate is 0.51%
© 2021 SFGI Direct, a division of Summit Community Bank
SFGI Direct Routing Number: 052202225