Whether you want everyday access or steady growth over time, at SFGI Direct we’ve got you covered. Chose the option that fit your goals—or use both to build momentum.
Our 8-Month Certificate of Deposit (CD) Special, is built for focused growth, so you can lock in a guaranteed 3.85% APY* and grow your money with total peace of mind.
This short-term CD is a great option if you’re looking for:
- A competitive, fixed interest rate
- FDIC-insured security
- A defined savings timeline
Already growing your savings in our High-Yield Savings Account?
Now’s the time to take the next step. Use your HYSA for everyday flexibility—and let your CD work in the background with guaranteed returns. Together, they’re a smarter way to build toward your goals with both confidence and control.
Whether you’re planning ahead or parking extra cash, this fixed-rate CD helps you move forward with confidence. And the best part, you can open your CD online in just minutes.
*3.85% APY is available on a new 8-month Certificate of Deposit opened with a minimum of $1,000.00. APY is accurate as of 11/12/2025. A penalty may be charged for early withdrawal. Fees may reduce earnings. No additional deposit may be made to the CD during the term.